We've had these discussions on this board before. Unfortunately, it's pretty meaningless, in my opinion, for several reasons.
a) Health history has a HUGE impact on premiums. One company may have very competitive premiums for very healthy married couples, but they may be very expensive for someone who has health problems.
b) The policies are state-specific. One company might have a very competitive policy in one state, but in another state that company's policy may be terribly overpriced.
c) Not every policy is available in every state.
d) Most policies are MORE ALIKE than they are different. Most long term care insurance policies are very similar to each other. When you really examine the policies and think it through, there are not a lot of significant differences from one policy to the next. There's no such thing as a 'Cadillac policy' and a 'Yugo policy'. The differences are not that dramatic.
Scott A. Olson, CLTC