Getting you the Best available Long Term Care insurance information.
We welcome you to Mr. Long-Term Care® and hope you find our information and LTC policy quotes helpful as you seek the quality protection you deserve.
- Martin Bayne, Mr. Long-Term Care®
We feel a great passion to assist you in properly understanding Long Term Care and Long Term Care Insurance.
| What is Long Term Care? |
LTC includes a wide range of medical and support services, delivered either in a facility or at home, for people with a degenerative condition (e.g. Parkinson's, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer's). ... Learn More
|What is LTC insurance? |
Like any insurance product, Long Term Care insurance allows the insured to pay an affordable premium to protect an unaffordable catastrophic event. A quality LTC insurance policy is financially strong, and provides an Adequate Daily Benefit ... Learn More
Due to the advances in modern medicine and the growing popularity of life-style changes, the number of people over the age of 65 is projected to double by the year 2050. Statistically, Americans over the age of 65 face a 40% risk of entering a nursing home for Long Term Care services.
"People need to prepare before it's too late," says American Society on Aging.
Each year the U.S. elderly population continues to grow, especially in states such as Florida and New York. In fact, the 80-plus segment represents the fastest growing segment of the population (they virtually never existed before).
Now more then ever employers are offering group long term care insurance in the workplace. This is not to be confused with health insurance which sometimes is described as long term health care insurance. It is of great importance to conduct a proper comparison and know the overall company rating of the carrier you are considering.