Mr. Long Term Care
I can safely say that the purchase of my LTC insurance was the wisest and most forward-thinking, financial decision of my life. - Mr. LTC

Do your know someone who required or will soon require long term care?
"After age 65, Americans have more than a 70% chance of needing some form of long-term care."
-American Society on Aging 5/23/2003

"An estimated 12.1 million Americans need assistance from others to carry out everyday activities."
- As noted on Caregiver.org

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Getting you the Best available Long Term Care insurance information is the reason we have created this site.

We welcome you to Mr. Long-Term Care® and hope you find our consumer Long-Term Care information, quotes, ratings, reviews, product comparisons, Federal pros and cons and our discussion board helpful.
- Martin Bayne, Mr. Long-Term Care®

We feel a great passion to assist you in properly understanding Long Term Care and Long Term Care Insurance.

What is Long Term Care (LTC)?
Long Term Care includes a wide range of medical and support services for people with a degenerative condition (e.g. Parkinson’s, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer’s). Long Term Care is not necessarily medical care but rather "custodial care."... Learn More
What is Long Term Care Insurance and what to look for in a quality LTC policy?
Like any insurance product, Long Term Care insurance allows the insured to pay an affordable premium to protect an unaffordable catastrophic event. A quality LTC insurance policy is financially strong, can provide an Adequate Daily Benefit ... Learn More

One reason many people balk at buying long term care insurance is because they think it is nursing home insurance and skilled nursing home care is a very uncomfortable topic for most people. But, due to many advances in modern medicine and life-style changes, the number of people over the age of 65 is projected to double by the year 2050. Unfortunately, as people age, they are more likely to suffer from chronic illnesses such as strokes or Alzheimer’s. Statistically, Americans over the age of 65 face a 40% risk of entering a nursing home for Long Term Care services.

Your Loved Ones"People need to prepare before it's too late," says American Society on Aging.

Each year the U.S. elderly population continues to grow, especially in states such as Florida and New York. In fact, the 80-plus segment represents the fastest growing segment of the population (they virtually never existed before).

Now more then ever employers are offering group long term care insurance in the workplace. This is not to be confused with health insurance which sometimes is described as long term health care insurance. It is of great importance to conduct a proper comparison and know the overall company rating of the carrier you are considering.

Do you need more information? Request a Free Long-Term Care Insurance Quote and receive our Long-Term Care Insider's Guide.

Once you submitted your request for a free Long-Term Care Insurance Quote; you will be able to download the Free LTCi Insider’s Guide [in Adobe PDF format]. With the Insider's Guide and Professional LTC Insurance Quote you will get the chance to learn even more about your LTC options.

Do you need more information? Request a Free Long-Term Care Insurance Quote and receive our Long-Term Care Insider's Guide.

Once you submitted your request for a free Long-Term Care Insurance Quote; you will be able to download the Free LTCi Insider's Guide [in Adobe PDF format]. With the Insider's Guide and Professional LTC Insurance Quote you will get the chance to learn even more about your LTC options.